Unity Bancorp, Inc. - Common Stock (UNTY)

Competitors to Unity Bancorp, Inc. - Common Stock (UNTY)

Capitol Federal Financial, Inc. 

Capitol Federal Financial operates as a savings and loan holding company and competes with Unity Bancorp primarily through their extensive branch network and diversified financial services, which include home loans, commercial lending, and wealth management. Their larger scale allows for competitive interest rates and broader customer outreach, giving them a significant advantage in terms of market share compared to Unity.

Dime Community Bancshares, Inc. 

Dime Community Bancshares targets a similar demographic as Unity Bancorp, focusing on providing various banking solutions, including retail banking and commercial lending. Their competitive advantage lies in their extended portfolio of digital banking services and online customer experience enhancements, enabling them to attract a younger demographic, which Unity has been striving to reach.

First Savings Financial Group, Inc.

First Savings Financial Group competes with Unity Bancorp through a similar range of community banking services, including mortgage lending and savings accounts. However, First Savings has been noted for its innovative technology and mobile banking solutions that resonate well with tech-savvy customers, potentially giving them the upper hand in attracting new clients compared to Unity's offerings.

Ridgewood Bancorp, Inc.

Ridgewood Bancorp, Inc. operates as a financial institution in the northeastern United States, directly competing with Unity Bancorp by offering similar banking products, including commercial and personal loans, as well as deposit services. Both companies target small to medium-sized enterprises and individual customers, but Ridgewood has an established presence in the market with a focus on community engagement, which may provide them with a competitive edge in local customer loyalty.